Samantha Hill are entrepreneurs, educators, and the founders of INYLegacy. We teach individuals and entrepreneurs how to stop starting businesses backwards and start thinking like CEOs by preparing their credit profile to become bank-ready for funding. Through education, strategy, and real-world experience, we help people understand how banks evaluate credit so they can position themselves for approvals and access capital the smart way — using OPM (Other People’s Money) instead of draining your own savings.